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Does Your Insurance Cover Storm-Damaged Siding?

Your siding plays a critical role in your home’s weather protection and appearance. When a strong storm hits your home, roof damage is common, and your siding may suffer too.

Does Your Insurance Cover Storm-Damaged Siding?

Most homeowners insurance policies cover the roof, but what about the siding? Mass-Tech Roofing and Building Co.​ answers this question in today’s post.

What’s Included in Your Coverage?

Fortunately, your insurance policy will most likely cover common weather-related problems your siding may face. This includes strong winds, fire and storm damage. Homeowners living on the coastline are also typically insured from the likes of hurricanes and tropical storms.

Issues With Matching Siding

There is one obstacle you may come across when repairing your storm-damaged siding, and that’s matching the original siding if it’s no longer available. If your damaged siding is made of a material or is in a style that’s no longer available, you may need to replace it entirely.

As with a new roof, you need to find a siding option that complements the other components of your home’s exterior so that your property retains a cohesive look. Vinyl siding is a popular pick for homeowners because it can be manufactured to replicate almost any style or kind of siding. Some vinyl siding products look just traditional wooden boards right down to the grain!

If your insurance company can’t find an exact replacement for your old siding, vinyl is a great alternative. It may even be better than your original siding in terms of weather and physical resilience.

Whether you’re in need of a roof estimate or replacement siding, Mass-Tech Roofing and Building Co.​ guarantees top-of-the-line materials and quality workmanship. Call us at (781) 826-7663 or fill out our contact form to learn more.

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